Individuals & Families
Wallet-friendly plans with quality health care near you and a nationwide network of providers—backed by the security of the Cross and Shield.
Explore our options to find the coverage that fits your needs or shop now to get started.
Here to meet your needs
LOCAL SERVICE
8 locations right here in Wyoming to help you manage your health care →
SAVINGS
Affordable plan options; including expanded eligibility for federal assistance →
NETWORK
Easy access to trusted providers close to you and nationwide →
There’s a lot to consider when deciding which health plan is best for your needs. Compare plans and learn what information you need to enroll.
Core MOST POPULAR
Good option if… You consider yourself healthy and typically get health care for preventive services, minor illness or injury, and can set money aside in a tax-free health savings account (HSA).
Good option if… You consider yourself healthy and typically get health care for preventive services, minor illness or injury, and can set money aside in a tax-free health savings account (HSA).
- Health Savings Account (HSA) eligible – a tax-free savings account to pay for qualified expenses including office visits and prescriptions drugs. HSAs don’t have time limitations to use, and funds can be built over time. Learn about HSAs →
- Deductible must be met before the plan starts paying (except preventive services)
- Low cost monthly premium with a high annual deductible
- Available in Gold and Bronze
- See our 2025 Drug List for covered medications
Standard
Good option if… You want to pay a predictable copay for going to the doctor, including visits to specialists, mental health and substance use, and therapies such as physical, speech, and occupational.
Good option if… You want to pay a predictable copay for going to the doctor, including visits to specialists, mental health and substance use, and therapies such as physical, speech, and occupational.
- Flexible copay options including prescription drugs
- Low cost monthly premium with a high annual deductible
- Does not include kids dental
- Available in Gold and Silver
- See our 2025 Drug List for covered medications
HealthPlus
Good option if… You have a chronic health condition or medical issue that requires more frequent visits to your doctor or nurse, long-term maintenance prescription drugs, or frequent lab tests.
Good option if… You have a chronic health condition or medical issue that requires more frequent visits to your doctor or nurse, long-term maintenance prescription drugs, or frequent lab tests.
- Six primary care office visits with a lower copay for each visit
- $0 cost for generic drugs treating chronic illness and lower copay for Preferred Brand See 2025 HealthPlus drug list for covered medications →
- $0 cost lab services to monitor and treat chronic illness such as diabetes, hypertension, coronary artery disease, chronic heart failure or asthma
- Available in Gold and Silver
Basic
Good option if… You want a straightforward plan to cover large medical costs in case of a major injury or illness. High deductible plan that once met pays 100%.
Good option if… You want a straightforward plan to cover large medical costs in case of a major injury or illness. High deductible plan that once met pays 100%.
- Higher copays with a lower monthly premium
- High annual deductible
- Available in Bronze
- See our 2025 Drug List for covered medications
Expanded Standard
Good option if… You want a lower monthly premium with predictable copays for going to the doctor.
Good option if… You want a lower monthly premium with predictable copays for going to the doctor.
- Higher copays with a lower monthly premium
- High annual deductible
- Does not include kids dental
- Available in Bronze
- See our 2025 Drug List for covered medications
Classic Good option if… You get frequent health care services or prescriptions and want your plan to begin paying sooner.
- Two primary care office visits with a $45 copay
- $5 copay for generic drugs
- Higher monthly premium with a lower annual deductible
- Available in Silver
- See our 2025 Drug List for covered medications
Explore your plan options
Your Plan includes
Quality Care
Complete medical care including primary, specialist, hospitalization and emergency.
Preventive Screenings
100% covered to support your well-being. Learn more →
Prescription Drugs
See the drug list, compare costs, and find a pharmacy. View Pharmacy Guide →
24/7 Telehealth
Access virtual urgent care anytime, with convenient telehealth.
Learn more →
Nutrition Program
Health coaching for diabetes and sustainable weight loss*.
Wellness Reward
Complete your wellness exam and earn $100 gift card reward.**
Pediatric Dental
$0 cost for kids preventive dental services.
Maternity Care
Newborn care before and after baby is born.
Ask us about additional covered services we provide for our members. A complete list, including any limitations, can be found in the Benefit Booklet. Some services are not covered by our plans like: acupuncture, alternative medicine, artificial conception, cosmetic surgery, cardiac rehabilitation, diagnostic admissions, educational programs, experimental or investigative procedures, hair loss, hypnosis, adult routine hearing exams, and temporomandibular joint dysfunction (TMJ). A complete list of services that have limits or are excluded from coverage can be found in the Benefit Booklet. Please ask us for a copy.
The Silver Classic and Silver HealthPlus plans are available with or without kid’s dental coverage through both BCBSWY and the Health Insurance Marketplace. All Standard Plans do not include kid’s dental coverage.
*No cost benefit to participate in the Virta Health program. Members must meet eligibility requirements.
**Eligible for current BlueSelect contract holders and their spouse.
How to choose and enroll in the right plan
Choosing a plan
Do you qualify for financial assistance to help pay for your health plan? If so, how much assistance will you receive? Think about your total health care costs–not just monthly premiums, but also out-of-pocket costs. This will help you determine which plan’s cost structure works best for you. Download our Insurance 101 Guide to understand key financial terms and how insurance works.
What you’ll need before you enroll online
Be prepared… Before starting the enrollment process, it’s a good idea to gather documents like your latest W-2 tax form, pay stubs, and immigration documents if applicable. You will also need information for everyone in your household including those who’ll be on your health plan such as full names, birthdates, mailing address, and social security numbers.
New eligibility can make plans more affordable
Expanded eligibility means…More people qualify for reduced premium costs. A majority of Health Insurance Marketplace customers are eligible for cost assistance, and new income guidelines are driving lower premiums and out-of-pocket costs for many members—including reducing premium costs for families that previously didn’t qualify and bringing low-income families’ premiums to $0 (or near $0).
Choosing your “metallic level”
Comparing plans…All BlueSelect Health Insurance Marketplace plans are categorized as Bronze, Silver, or Gold. Generally, Gold pays more of your total health care costs, while Silver and Bronze pay less.
Decide which metallic level is best for you…If you don’t expect to use regular medical services or take regular prescription drugs, you may want a Bronze plan. These plans have the lowest monthly premiums but have higher deductibles and pay less when you need care.
Silver plans are a good option if you qualify for cost-saving reductions. Learn more →
If you expect frequent doctor visits or need regular prescriptions, then you may want a Gold plan. These plans may have higher premiums but pay more of your costs when you need care.
Tell me more about the $100 Wellness Reward
Beginning in 2025…eligible BlueSelect adult members and spouses who complete their annual wellness exam will receive a $100 Amazon gift card.
How to qualify…schedule and complete an annual preventive wellness visit with your provider. Services related to annual wellness exams are included in your member benefits and are free of charge.
It’s important to know…if you receive services beyond an annual wellness exam during your provider visit you may be subject to deductible and coinsurance. Only services rendered under an active contract are eligible.
Need help finding a provider…search in-network health providers near you using our Find a Doctor →
Keeping it easy for you…members do not need to file additional paperwork; once your provider files the claim with BCBSWY and it is processed, the gift card will be automatically sent to qualifying members.
Make sure you get rewarded…ensure delivery by confirming your current physical address through your member account at YourWyoBlue.com. If you purchase a Health Insurance Marketplace plan call 1-800-318-2596 to report an address change. Gift cards returned for a bad address will not be resent and BCBSWY is not responsible for postal theft. Lost gift cards will not be replaced.
Qualifying for Special Enrollment
You can enroll or change your health plan because of life changes during the Special Enrollment Period. You may qualify if, during the past 60 days, you’ve gotten married, had a child, moved, lost coverage due to divorce or job change, or if someone on your plan has died. Learn about the Special Enrollment Period and see a list of qualifying events here.
Get in touch
Have questions? Our local experts can help you find the right BlueSelect plan for you. Find an agent near you or give us a call at 800-851-2227.
We’re available Monday – Friday from 8 a.m. – 5 p.m. or contact your preferred broker if you are working with one. Please allow up to 3 business days.
BlueSelect is a Qualified Health Plan (QHP), which meets the requirements of the Affordable Care Act. Blue Cross Blue Shield of Wyoming is a QHP issuer in the Health Insurance Marketplace.
Cost Assistance
Based on your income, you may qualify for savings on your premium and your out-of-pocket costs for health care.
On the Go
Travel medical insurance provides short term and long term coverage you can take with you around the world.
