Individuals & Families
Coverage for you and those you love
Explore our plans
CORE PLANS
A high deductible plan that can be paired with a health savings account (HSA).
Overview
- A high deductible plan.
- Health Savings Account (HSA) eligible – a tax free savings account used to pay your out-of-pocket costs. Learn about HSAs.
- No cost for preventative services.
Good option if…
You consider yourself healthy and typically get health care for preventive services, occasional illness or accidents, and you have the means to contribute to your HSA.
CLASSIC PLANS
The traditional coverage you expect with comprehensive options.
Overview
- Traditional, comprehensive plans with predictable costs.
- Lower deductibles.
- Up to two primary care office visits with only a low copay required.
- No cost for preventative services.
Good option if…
You get frequent health care services or prescriptions and want BCBSWY to begin paying sooner.
VALUE PLANS
Coverage you can count on even if you rarely need it.
Overview
- Budget-friendly plans.
- Premiums may be lower.
- A higher deductible plan.
- Available in Silver and Bronze.
- Separate prescription drug deductible.
- No cost for preventative services.
Good option if…
You rarely get health care services and don’t mind paying the deductible when you do need care.
BASIC PLANS
Serves as a safety net for large medical costs.
Overview
- Simple plan option.
- Premiums are typically lower.
- Highest deductible plan.
- No coinsurance to pay.
- No cost for preventative services.
Good option if…
You would like a “safety net” to cover large medical costs in case of a major accident or illness.
HEALTHPLUS PLANS
Manage your chronic health condition and frequent health care needs.
Overview
- Lowers cost barriers for getting the necessary care to keep you at your best health.
- Six primary care office visits with a lower copay for each visit.
- Lower costs or no-cost for certain drugs for treating chronic illness. See drug list
- Lower costs or no-cost for lab tests to monitor and treat chronic illness such as diabetes, hypertension, coronary artery disease, chronic heart failure or asthma.
- No cost for preventative services.
Good option if…
You have a chronic health condition or medical issue that requires more frequent visits to your doctor or nurse, long-term maintenance prescription drugs, or frequent lab tests.
STANDARD PLANS
Key coverage you can count on.
Overview
- Flexible copay options.
- Premiums are typically lower.
- Higher deductible plans.
- Does not include. kids dental options.
- No cost for preventative services.
Good option if…
You’d like a straightforward plan to cover large medical expenses.
EXPANDED STANDARD PLANS
Lowest monthly premium, basic coverage you can depend on.
Overview
- Economically priced plan.
- Premiums are typically lower.
- Higher deductible plan.
- Does not include kids dental options.
- No cost for preventative services.
Good option if…
You’d like essential plan coverage of large medical expenses when you need it.
BALANCE PLANS
Best value and budget-friendly.
Overview
- Encourages the use of lower cost options for medical care when possible.
- Save money by choosing the most cost effective location for medical care.
- Lower out-of-pocket expenses for medical services in Urgent Care, Surgery Centers or Doctors’ Offices.
- Higher out-of-pocket expenses for medical services in Hospital, In-Patient and Out-Patient, or Emergency Rooms.
- Promotes discussion with providers about available care options.
- No cost for preventative services.
Good option if…
You are cost conscious and looking for the best value for your premium dollars.
What yOur BlueSElect Plan Covers
And there’s more! Ask us about additional covered services we provide for our members.
A complete list, including any limitations, can be found in the Benefit Booklet.
- Hospitalization: inpatient care
- Ambulatory services: outpatient care
- Emergency services
- Maternity and newborn care before and after your baby is born
- Prescription drugs
- Preventive and wellness services and chronic disease management
- Laboratory services
- Mental health and substance use disorder services, including behavioral health treatment
- Rehabilitative and habilitative services and devices to help you recover from an injury, disability or chronic condition
- Primary care: general medical services
- Kid’s vision services for children to the end of the year in which they turn 19 years old
- Kid’s dental coverage for children to the end of the year in which they turn 19 years old (Some plans are available without Kid’s dental)
- Outpatient physical therapy
- Spinal manipulations
- Diabetes screening and education services
Ask us about additional covered services we provide for our members. A complete list, including any limitations, can be found in the Benefit Booklet. Some services are not covered by our plans like: acupuncture, alternative medicine, artificial conception, cosmetic surgery, cardiac rehabilitation, diagnostic admissions, educational programs, experimental or investigative procedures, hair loss, hypnosis, adult routine hearing exams, and temporomandibular joint dysfunction (TMJ). A complete list of services that have limits or are excluded from coverage can be found in the Benefit Booklet. Please ask us for a copy.
BlueSelect is a Qualified Health Plan (QHP) which meets the requirements of the Affordable Care Act. Blue Cross Blue Shield of Wyoming is a QHP issuer in the Health Insurance Marketplace.
BlueSelect is a Qualified Health Plan (QHP), which meets the requirements of the Affordable Care Act. Blue Cross Blue Shield of Wyoming is a QHP issuer in the Health Insurance Marketplace.
Cost Assistance
Based on your income, you may qualify for savings on your premium and your out-of-pocket costs for health care.
Special Enrollment Periods
On the Go
Travel medical insurance provides short term and long term coverage you can take with you around the world.
Rx Tools
See a drug list, find a pharmacy, compare costs, get mail-service, and more.
