Health care options for All who call wyoming home

Whatever your needs, whatever your budget, Blue Cross Blue Shield of Wyoming has a health insurance plan to fit you, your family, or your business. With health care solutions built for Wyoming, find the coverage you need.

Stay covered through all life’s changes

Find out how you can enroll in a new health plan within 60 days of a qualifying life event.

Find an Agent | Find a Member Center | Questions? Call 1-800-851-2227

Options for Everyone

Individuals & Families

Medicare Supplement

Businesses

You have a choice...choose blue

Individuals & Families

Wallet-friendly plans with quality health care near you and a nationwide network of providers—backed by the security of the Cross and Shield.

Explore our options to find the coverage that fits your needs or shop now to get started.

Here to meet your needs

There’s a lot to consider when deciding which health plan is best for your needs. Compare plans and learn what information you need to enroll.

Core MOST POPULAR
Good option if… You consider yourself healthy and typically get health care for preventive services, minor illness or injury, and can set money aside in a tax-free health savings account (HSA).

Health Savings Account (HSA) eligible – a tax-free savings account to pay for qualified expenses including office visits and prescriptions drugs. HSAs don’t have time limitations to use, and funds can be built over time. Learn about HSAs →
Deductible must be met before the plan starts paying (except preventive services)
Low cost monthly premium with a high annual deductible
Available in Gold and Bronze
See our 2025 Drug List for covered medications

HSA Eligible

Get a Quote

At a glance table

Standard
Good option if… You want to pay a predictable copay for going to the doctor, including visits to specialists, mental health and substance use, and therapies such as physical, speech, and occupational.

Flexible copay options including prescription drugs
Low cost monthly premium with a high annual deductible
Does not include kids dental
Available in Gold and Silver
See our 2025 Drug List for covered medications

Copay plan

Get a Quote

At a glance table

HealthPlus
Good option if… You have a chronic health condition or medical issue that requires more frequent visits to your doctor or nurse, long-term maintenance prescription drugs, or frequent lab tests.

Six primary care office visits with a lower copay for each visit
$0 cost for generic drugs treating chronic illness and lower copay for Preferred Brand See 2025 HealthPlus drug list for covered medications →
$0 cost lab services to monitor and treat chronic illness such as diabetes, hypertension, coronary artery disease, chronic heart failure or asthma
Available in Gold and Silver

Manage Chronic Conditions

Get a Quote

At a glance table

Basic
Good option if… You want a straightforward plan to cover large medical costs in case of a major injury or illness. High deductible plan that once met pays 100%.

Higher copays with a lower monthly premium
High annual deductible
Available in Bronze
See our 2025 Drug List for covered medications

Safety Net Coverage

Get a Quote

At a glance table

Expanded Standard
Good option if… You want a lower monthly premium with predictable copays for going to the doctor.

Higher copays with a lower monthly premium
High annual deductible
Does not include kids dental
Available in Bronze
See our 2025 Drug List for covered medications

COPAY Plan

Get a Quote

At a glance table

Classic Good option if… You get frequent health care services or prescriptions and want your plan to begin paying sooner.

Two primary care office visits with a $45 copay
$5 copay for generic drugs
Higher monthly premium with a lower annual deductible
Available in Silver
See our 2025 Drug List for covered medications

Get a Quote

At a glance table

Explore your plan options

Your Plan includes

Ask us about additional covered services we provide for our members. A complete list, including any limitations, can be found in the Benefit Booklet. Some services are not covered by our plans like: acupuncture, alternative medicine, artificial conception, cosmetic surgery, cardiac rehabilitation, diagnostic admissions, educational programs, experimental or investigative procedures, hair loss, hypnosis, adult routine hearing exams, and temporomandibular joint dysfunction (TMJ). A complete list of services that have limits or are excluded from coverage can be found in the Benefit Booklet. Please ask us for a copy.

The Silver Classic and Silver HealthPlus plans are available with or without kid’s dental coverage through both BCBSWY and the Health Insurance Marketplace. All Standard Plans do not include kid’s dental coverage.

*No cost benefit to participate in the Virta Health program. Members must meet eligibility requirements.
**Eligible for current BlueSelect contract holders and their spouse.

How to choose and enroll in the right plan

Choosing a plan

Do you qualify for financial assistance to help pay for your health plan? If so, how much assistance will you receive? Think about your total health care costs–not just monthly premiums, but also out-of-pocket costs. This will help you determine which plan’s cost structure works best for you. Download our Insurance 101 Guide to understand key financial terms and how insurance works.

What you’ll need before you enroll online

Be prepared… Before starting the enrollment process, it’s a good idea to gather documents like your latest W-2 tax form, pay stubs, and immigration documents if applicable. You will also need information for everyone in your household including those who’ll be on your health plan such as full names, birthdates, mailing address, and social security numbers.

New eligibility can make plans more affordable

Expanded eligibility means…More people qualify for reduced premium costs. A majority of Health Insurance Marketplace customers are eligible for cost assistance, and new income guidelines are driving lower premiums and out-of-pocket costs for many members—including reducing premium costs for families that previously didn’t qualify and bringing low-income families’ premiums to $0 (or near $0).

Choosing your “metallic level”

Comparing plans…All BlueSelect Health Insurance Marketplace plans are categorized as Bronze, Silver, or Gold. Generally, Gold pays more of your total health care costs, while Silver and Bronze pay less.

Decide which metallic level is best for you…If you don’t expect to use regular medical services or take regular prescription drugs, you may want a Bronze plan. These plans have the lowest monthly premiums but have higher deductibles and pay less when you need care.

Silver plans are a good option if you qualify for cost-saving reductions. Learn more →

If you expect frequent doctor visits or need regular prescriptions, then you may want a Gold plan. These plans may have higher premiums but pay more of your costs when you need care.

Tell me more about the $100 Wellness Reward

Beginning in 2025…eligible BlueSelect adult members and spouses who complete their annual wellness exam will receive a $100 Amazon gift card.

How to qualify…schedule and complete an annual preventive wellness visit with your provider. Services related to annual wellness exams are included in your member benefits and are free of charge.

It’s important to know…if you receive services beyond an annual wellness exam during your provider visit you may be subject to deductible and coinsurance. Only services rendered under an active contract are eligible.

Need help finding a provider…search in-network health providers near you using our Find a Doctor →

Keeping it easy for you…members do not need to file additional paperwork; once your provider files the claim with BCBSWY and it is processed, the gift card will be automatically sent to qualifying members.

Make sure you get rewarded…ensure delivery by confirming your current physical address through your member account at YourWyoBlue.com. If you purchase a Health Insurance Marketplace plan call 1-800-318-2596 to report an address change. Gift cards returned for a bad address will not be resent and BCBSWY is not responsible for postal theft. Lost gift cards will not be replaced.

Qualifying for Special Enrollment

You can enroll or change your health plan because of life changes during the Special Enrollment Period. You may qualify if, during the past 60 days, you’ve gotten married, had a child, moved, lost coverage due to divorce or job change, or if someone on your plan has died. Learn about the Special Enrollment Period and see a list of qualifying events here.

Get in touch

Have questions? Our local experts can help you find the right BlueSelect plan for you. Find an agent near you or give us a call at 800-851-2227.
We’re available Monday – Friday from 8 a.m. – 5 p.m. or contact your preferred broker if you are working with one. Please allow up to 3 business days.

Broker Compensation Information

Marketplace Health Plan

Expires 06/01/2026

BlueSelect is a Qualified Health Plan (QHP), which meets the requirements of the Affordable Care Act. Blue Cross Blue Shield of Wyoming is a QHP issuer in the Health Insurance Marketplace.

Cost Assistance

Based on your income, you may qualify for savings on your premium and your out-of-pocket costs for health care.

On the Go

Travel medical insurance provides short term and long term coverage you can take with you around the world.

Shop 2024 Coverage

If you experienced a qualifying event, enroll in a 2024 BCBSWY Plan

Helpful Resources

Basic Plans – 2025

	Bronze Plan
HSA Eligible Learn More	No
Participant deductible	$8,550
Family deductible	$17,100
Participant out-of-pocket	$8,550
Family out-of-pocket	$17,100
Coinsurance BCBSWY Pays Participant Pays	100% 0%
Preventive Care	Paid at 100% of maximum allowable amount at appropriate intervals.
Primary Care Copay	Subject to the deductible & coinsurance
Prescription Drugs Tier 1: Generic Drugs Tier 2: Preferred Brand drugs	Subject to the deductible & coinsurance Subject to the deductible & coinsurance
Summary of Benefits and Coverage (SBC)	View SBC »

Cost Assistance

Based on certain income requirements, you may qualify for assistance, through government subsidies, with your monthly premiums.

Learn More

Four children in football uniforms walking onto a field

Rx Tools

Find important information on your prescriptions, including how to select a pharmacy, request prescription benefits, and more.

Member Rx Tools

Senior Woman with Tablet

Explore our Provider Network

Find a Doctor

Classic Plans – 2025

	Gold Plan	Silver Plan
HSA Eligible Learn More	No	No
Participant deductible	$750	$2,500
Family deductible	$1,500	$5,000
Participant out-of-pocket	$7,900	$7,900
Family out-of-pocket	$15,800	$15,800
Coinsurance BCBSWY Pays Participant Pays	75% 25%	60% 40%
Preventive Care	Paid at 100% of maximum allowable amount at appropriate intervals.
Primary Care Copay	$30	$45
Prescription Drugs
Tier 1: Generic Drugs	$5 copay	$5 copay
Tier 2: Preferred Brand drugs	$20 copay	$50 copay
Summary of Benefits and Coverage (SBC)	View SBC	View SBC

Expanded Standard Plans – 2025

Standard Plans – 2025

HealthPlus Plans – 2025

	Gold Plan	Silver Plan
HSA Eligible Learn More	No	No
Participant deductible	$1,000	$4,000
Family deductible	$2,000	$8,000
Participant out-of-pocket	$7,900	$7,900
Family out-of-pocket	$15,800	$15,800
Coinsurance BCBSWY Pays Participant Pays	80% 20%	75% 25%
Preventive Care	Paid at 100% of maximum allowable amount at appropriate intervals.
Primary Care Copay	$30	$45
Prescription Drugs Tier 1: Generic Drugs Tier 2: Preferred Brand drugs	$5/$0 copay $20/$10 copay	$5/$0 copay $50/$25 copay
Summary of Benefits and Coverage (SBC)	View SBC	View SBC

Core Plans – 2025

	Bronze Plan
	Single Plan	Family Plan
HSA Eligible Learn More	Yes	Yes
Participant deductible	$4,500	NA
Family deductible	NA	$9,000
Participant out-of-pocket	$6,750	$6,750
Family out-of-pocket	NA	$13,500
Coinsurance BCBSWY Pays Participant Pays	50% 50%	50% 50%
Preventive Care	Paid at 100% of maximum allowable amount at appropriate intervals.
Primary Care Copay	Subject to the deductible & coinsurance	Subject to the deductible & coinsurance
Prescription Drugs Tier 1: Generic Drugs Tier 2: Preferred Brand drugs	Subject to the deductible & coinsurance	Subject to the deductible & coinsurance
Summary of Benefits and Coverage (SBC)	View SBC »	View SBC »

Medicare Benefits Seminars

Learn How it Works

Join us for a free Medicare seminar as we discuss Medicare and your available Medicare plan options with Blue Cross Blue Shield of Wyoming.

Are you or a loved one Medicare-eligible or soon to be eligible? A Blue Cross Blue Shield of Wyoming licensed agent will be hosting Medicare seminars for those who are new to Medicare to help you understand:

What is Medicare, and when can you enroll
Benefits available through Original Medicare (Parts A and Part B), including costs you may be responsible for paying out-of-pocket
Available plan options and benefits offered in addition to Medicare through our portfolio of Medicare plans

For accommodations of persons with special needs at meetings, call TTY: 711.

In-Person General Medicare Educational Seminars

Join a licensed Blue Cross Blue Shield of Wyoming agent at a free, in-person educational seminar.

Afton

Date	Start Time	Host	Address	Room	Action
April 7	1:00	Star Valley Library	261 Washington Street Afton, WY 83110	–	Register
May 5	1:00	Star Valley Library	261 Washington Street Afton, WY 83110	–	Register

Alpine

Date	Start Time	Host	Address	Room	Action
April 21	1:00	Alpine Library	243 River Circle Alpine, WY 83128	–	Register
May 19	1:00	Alpine Library	243 River Circle Alpine, WY 83128	–	Register

Casper

Date	Start Time	Host	Address	Room	Action
April 17	2:00	Casper Senior Center	1831 E. 4th Street Casper, WY 82601	–	Register
May 15	2:00	Casper Senior Center	1831 E. 4th Street Casper, WY 82601	–	Register

Cheyenne

Date	Start Time	Host	Address	Room	Action
April 7	10:00	Laramie County Library	2200 Pioneer Ave Cheyenne, WY 82001	–	Register
June 6	10:00	Laramie County Library	2200 Pioneer Ave Cheyenne, WY 82001	–	Register
July 11	10:00	Laramie County Library	2200 Pioneer Ave Cheyenne, WY 82001	–	Register
Oct. 10	10:00	Laramie County Library	2200 Pioneer Ave Cheyenne, WY 82001	–	Register

Gillette

Date	Start Time	Host	Address	Room	Action
April 17	10:00	Campbell County Rec Center	250 Shoshone Ave Gillette, WY 82718	–	Register
May 15	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register
June 16	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register
July 17	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register
Aug. 21	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register
Sept. 18	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register
Oct. 16	10:00	Campbell County Rec Cneter	250 Shoshone Ave Gillette, WY 82718	–	Register

Green River

No events at this time

Jackson

Date	Start Time	Host	Address	Room	Action
April 14	11:00	Teton County Library	125 Virginian Lane Jackson, WY 83001	–	Register
May 12	1:00	Teton County Library	125 Virginian Lane Jackson, WY 83001	–	Register

Laramie

Date	Start Time	Host	Address	Room	Action
May 9	10:00	Lincoln Community Center	365 W Grand Ave Laramie, WY 82072	–	Register

Rock Springs

No events at this time

Sheridan

Date	Start Time	Host	Address	Room	Action
April 15	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
May 13	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
June 17	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
July 15	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
Aug. 19	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
Sept. 16	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register
Oct. 14	10:30	Sheridan County Public Library	335 W Alger Street Sheridan, WY 82801	–	Register

Torrington

Date	Start Time	Host	Address	Room	Action
Aug. 8	10:00	Goshen County Library	2001 East A Street Torrington, WY 82240	–	Register

Wheatland

Date	Start Time	Host	Address	Room	Action
Sept. 9	10:00	Platte County Library	904 9th Street Wheatland, WY 82201	–	Register

Balance Plans – 2024

	Gold Plan		Silver Plan		Bronze Plan
	Professional Services	Hospital Services	Professional Services	Hospital Services	Professional Services	Hospital Services
HSA Eligible Learn More	No		No		No
Participant deductible	$500	$1,500	$1,500	$4,500	$3,500	$7,000
Family deductible	$1,000	$3,000	$3,000	$9,000	$7,000	$14,000
Participant out-of-pocket	$7,900		$7,900		$7,900
Family out-of-pocket	$15,800		$15,800		$15,800
Coinsurance
BCBSWY Pays	80%	60%	75%	55%	70%	50%
Participant Pays	20%	40%	25%	45%	30%	50%
Preventive Care	Paid at 100% of maximum allowable amount at appropriate intervals.
Primary Care
Copay	$30	N/A	$40	N/A	Subject to the deductible & coinsurance	N/A
Prescription Drugs
Tier 1: Generic Drugs Tier 2: Preferred Brand drugs	$5 copay $50 copay		$5 copay $100 copay		Subject to the professional services deductible & coinsurance
Summary of Benefits and Coverage (SBC)	View SBC		View SBC		View SBC

Health care options for All who call wyoming home

Stay covered through all life’s changes

Options for Everyone

Individuals & Families

Medicare Supplement

Businesses

You have a choice...choose blue

TRUSTED FOR 79 YEARS

LOCAL SERVICE

COMMUNITY SUPPORT

ACCESS QUALITY CARE

DIGITAL TOOLS

EXTRA PERKS

Individuals & Families

Here to meet your needs

LOCAL SERVICE

SAVINGS

NETWORK

Explore your plan options

Your Plan includes

Quality Care

Preventive Screenings

Prescription Drugs

24/7 Telehealth

Nutrition Program

Wellness Reward

Pediatric Dental

Maternity Care

How to choose and enroll in the right plan

Get in touch

Cost Assistance

On the Go

Shop 2024 Coverage

Helpful Resources

Cost Assistance

Rx Tools

Explore our Provider Network

Medicare Benefits Seminars

Learn How it Works

In-Person General Medicare Educational Seminars

Afton

Alpine

Casper

Cheyenne

Gillette

Green River

No events at this time

Jackson

Laramie

Rock Springs

No events at this time

Sheridan

Torrington

Wheatland

I am a...

I need to...

Who We Are

Helpful Links

ACA – Online Event Registration Form