Basic Plans – 2026

Serves as a safety net for large medical costs.

Ready for Blue?

Find the plan that’s right for you. Get a quote and enroll online.

Overview

  • Health Savings Account (HSA) eligible – a tax-free savings account to pay for qualified expenses including office visits and prescriptions drugs. HSAs don’t have time limitations to use, and funds can be built over time. Learn about HSAs →
  • Higher copays with a lower monthly premium
  • Includes kid’s dental and vision options
  • High annual deductible
  • Available in Bronze
  • See our 2026 Drug List for covered medications

Good option if...

You want a straightforward plan to cover large medical costs in case of a major injury or illness. High deductible plan that once met pays 100%.

At-A-Glance

Bronze Plan
HSA Eligible

Learn More

Yes
Participant deductible $10,600
Family deductible $21,200
Participant out-of-pocket $10,600
Family out-of-pocket $21,200
Coinsurance

BCBSWY Pays

Participant Pays

 

100%

0%

Preventive Care Paid at 100% of maximum allowable amount at appropriate intervals when services are rendered by a network provider.
Primary Care

Copay

 

Subject to the deductible & coinsurance


Prescription Drugs

Tier 1: Generic Drugs

Tier 2: Preferred Brand drugs

 

 

Subject to the deductible & coinsurance

Subject to the deductible & coinsurance

Summary of Benefits and Coverage (SBC) View SBC »

At-a-Glance is intended to be a condensed overview of some plan benefits and does not cover all benefits or information contained in the Benefit Booklet.  Limitations and exclusions do exist.  At-a-Glance is not a contract.  For exact benefits and limitations, please request a copy of the Benefit Booklet.

Cost Assistance

Based on certain income requirements, you may qualify for assistance, through government subsidies, with your monthly premiums. 

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Rx Tools

Find important information on your prescriptions, including how to select a pharmacy, request prescription benefits, and more.

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