Health Club Credit
If your employer offers the Health Club Credit as part of your benefits package, you can earn up to a $20 credit monthly for working out at a participating club.
- Use an NIHCA-affiliated health club*
- Exercise a minimum of 12 days per month
- Are 18 years or older
If covered under your plan, your spouse can also participate. Same criteria apply.
Health Club Credit Enrollment - 3 Easy Steps
- Receive and complete authorization for release of information-wellness programs and return to your employer
- Bring welcome letter and BCBSWY health plan card to health club*
- Fill out enrollment form
*If your health club is not affiliated with NIHCA, nominate them now.
Health Club Credit FAQ
If your employer chooses to include the Health Club Credit in your benefits package, you receive a notification letter. If that sounds familiar but you don’t have the letter, ask your HR department.
Please note the two-month lag between the month you complete your workouts and the month you see your credit. For example, if you complete 12 workouts in February, your participation will be validated in March and your account will be credited at the end of March. If you miss a month, your future credits will follow this same schedule.
If your monthly membership is less than $20.00, your credit will reflect the amount you pay per month. For example, if your monthly membership fee is $15.00 each month, you will be credited $15.00 each month you work out 12 times.
The health club needs a unique number to ensure that your workouts are credited to you.
Your workouts will be credited toward your unique number and your spouse’s workouts will be credited toward their unique number. Individuals must workout 12 days per month to receive their credit. (A maximum of two — subscriber and spouse over the age of 18 — can participate with a maximum credit of $40.00 per household.)
Only workouts that take place in the location where you first enroll will count toward your monthly credit.
You need to be a current member of the health club and BCBSWY when the credit is applied — which is two months after the month you complete your workouts. So if you terminate your health club membership or your BCBSWY eligibility status changes before the credit has been applied, you will give up that credit.
Yes, as long as your employer offers this benefit. Just complete an enrollment form at the health club so your health club can ensure that you receive your credit. Be sure to provide your health club with your member welcome letter that signals your eligibility for program participation.
It is best to sign up for the program as early in the month as possible so it is easier to accomplish 12 workouts. A maximum of one workout per day is credited.
No, the program only provides credits for months where you workout 12 days during the month.
Call BCBSWY Member Services at 800-442-2376.