Standard Plans – 2025

Key coverage you can count on.

Ready for Blue?

Find the plan that’s right for you. Get a quote and enroll online.

Overview

  • Flexible copay options.
  • Premiums are typically lower.
  • Higher deductible plans.
  • Does not include kids dental options.
  • No cost for preventative services.

Good option if...

You’d like a straightforward plan to cover large medical expenses.

At-A-Glance

Gold Plan* Silver Plan*
HSA Eligible

Learn More

No No
Participant deductible $1,500 $5,900
Family deductible $3,000 $11,800
Participant out-of-pocket $7,800 $9,100
Family out-of-pocket $15,600 $18,200
Coinsurance

BCBSWY Pays

Participant Pays

 

75%

25%

 

60%

40%

Preventive Care Paid at 100% of maximum allowable amount at appropriate intervals when services are rendered by a network provider.
Primary Care

Copay
 

$30

 

$40

Prescription Drugs
Tier 1: Generic Drugs $15 copay $20 copay
 Tier 2: Preferred Brand drugs $30 copay $40 copay
Summary of Benefits and Coverage (SBC) View SBC
View SBC

*This plan does not include kid’s dental coverage.

At-a-Glance is intended to be a condensed overview of some plan benefits and does not cover all benefits or information contained in the Benefit Booklet.  Limitations and exclusions do exist.  At-a-Glance is not a contract.  For exact benefits and limitations, please request a copy of the Benefit Booklet.

Cost Assistance

Based on certain income requirements, you may qualify for assistance, through government subsidies, with your monthly premiums. 

Rx Tools

Find important information on your prescriptions, including how to select a pharmacy, request prescription benefits, and more.

Explore our Provider Network

ACA – Online Event Registration Form

Please enable JavaScript in your browser to complete this form.
Name
Email
How did you hear about this event?

Medicare - Event Registration
Medicare - Online Event Registration Form
Please enable JavaScript in your browser to complete this form.
Name
Email
How did you hear about this event?