Classic Plans

The traditional coverage you expect with comprehensive options.


  • Traditional, comprehensive plans with predictable costs.
  • Lower deductibles.
  • Up to two primary care office visits with only a low copay required.

Good option if...

you get frequent health care services or prescriptions and want BCBSWY to begin paying sooner.


Gold Plan Silver Plan*
HSA Eligible

Learn More

No No
Participant deductible $800 $2,750
Family deductible $1,600 $5,500
Participant out-of-pocket $9,100 $9,100
Family out-of-pocket $18,200 $18,200


Participant Pays







Preventive Care Paid at 100% of maximum allowable amount at appropriate intervals when services are rendered by a network provider.
Primary Care





Prescription Drugs
Tier 1: Generic Drugs  $5 copay $5 copay
 Tier 2: Preferred Brand drugs $20 copay $50 copay
Summary of Benefits and Coverage (SBC)
View SBC

View SBC

*This plan is available with or without kid’s dental coverage through the Health Insurance Marketplace. If purchased directly from BCBSWY, this plan will include kid’s dental coverage.

At-a-Glance is intended to be a condensed overview of some plan benefits and does not cover all benefits or information contained in the Benefit Booklet.  Limitations and exclusions do exist.  At-a-Glance is not a contract.  For exact benefits and limitations, please request a copy of the Benefit Booklet.

Cost Assistance

Based on certain income requirements, you may qualify for assistance, through government subsidies, with your monthly premiums. 

Rx Tools

Find important information on your prescriptions, including how to select a pharmacy, request prescription benefits, and more.

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