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2020 Rate Increase Justification for Affordable Care Act (ACA) products

The primary factors considered in determining Blue Cross Blue Shield of Wyoming’s 2020 premium rates for individual and small group products include:

  • Expected increase in the cost of medical care for both utilization and cost of services.
  • The impact of taxes and fees applicable to ACA products.
  • Expected changes in the health of the members enrolled in the products.
  • Expected impact of the ACA Risk Adjustment program.
  • Changes in cost-sharing levels.



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